PayPal & PayPal Pay in 4

Place your order online and use PayPal to check out simply and more securely.

Want to buy now and pay later? PayPal Pay in 4 allows you to pay for your purchase in 4 interest-free instalments. Available on orders between AU$30 and $2,000. Your first instalment is due at the time you make your purchase. The next 3 instalments are due every 2 weeks after your first instalment. Available to eligible applicants only and subject to PayPal and PayPal Pay in 4 terms avilabile at PayPal Legal Agreements. Please note that PayPal Pay in 4 is not provided by Kmart.

PayPal & PayPal Pay in 4 benefits

  • Faster: click the PayPal button at checkout.

  • Safer: your financial details are securely encrypted and eligible purchases are supported by PayPal’s Buyer Protection Policy.

  • Flexible: choose which bank account, debit card or credit card you want to use for your purchase.

  • Pay In 4: Buy now, pay later with with no interest and no late fees with PayPal Pay in 4.

Set up in seconds

Don’t have an account with PayPal yet? To sign-up for free, visit PayPal Sign Up. PayPal Pay in 4 is available to eligible PayPal account holders.

How does it work?

Related help & FAQ

1. Add items to your shopping bag and checkout.
2. At checkout, select PayPal as your payment method.
3. Login to your PayPal account.
4. If you select Pay in 4, apply and are approved, make the first payment at the time of purchase and pay the rest in 3 payments - one every two weeks.

To see PayPal’s terms and conditions, visit PayPal Legal Agreements.

Don’t have an account with PayPal yet? To create your free account, visit PayPal Sign Up.

No. PayPal does not charge any fees when you use PayPal — online or in the Kmart app.

Items purchased with PayPal from Kmart online can be returned for an exchange or refund via your local Kmart store, subject to our Returns Policy. Please refer to our Returns Policy for more details on how to return your order and any exclusions that may apply. See Exchanges and returns (Kmart Help & FAQ).

Unfortunately, from time to time we are not able to secure all items in your order. If this occurs, a refund will be processed and refunded to your bank. See Cancellations and order changes (Kmart Help & FAQ).

For further information, please refer to PayPal's Privacy Policy.

Please note that PayPal and PayPal Pay in 4 are not services provided by Kmart.

To find out more about PayPal, visit PayPal.

Thank you to everyone who participated in our PayPal Pay in 4 Competition in December 2024! Customers who checked out using PayPal Pay in 4 had the chance to win 1 of 25 Kmart gift cards.

We’re excited to announce the winners below!

1. Renae Tilley
2. Anna Lim
3. Melissa Sparkes
4. Cheryl Anne Hanning
5. Bekki Mollison
6. Natalie Koh
7. Yvonne Hardy
8. Nia Gesa
9. Sarah Billows
10. Brooke Berry
11. Michael Murphy
12. Nikki Hammond
13. Kristy A Johnstone
14. Macquarie Luke
15. Jadey Cox
16. Penny Dunn
17. Marie Lang
18. Chi Tran
19. Kim Ewan
20. Toni Maree Slater
21. Samatha Noble
22. Laura Prosser
23. Lewis McFarlane
24. Amber Wriede
25. Courtney Watts

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